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Saving for retirement just got easier!

The State of California has recognized the value of ensuring that all Californians have access to a workplace retirement savings program by providing a simple, portable, low-cost way for workers to invest in their futures. 

  • You contribute to a Roth Individual Retirement Account (IRA) that belongs to you.
  • Participation is completely voluntary: you can opt out or opt in at any time.
  • You can stick with the standard options for savings rates and investments, or you can choose your own.
  • You keep your account even if you change jobs.
  • Your savings rate will automatically increase by 1% each year until your savings rate reaches 8%, unless you choose otherwise.

The State of California has recognized the value of ensuring that all Californians have access to a workplace retirement savings program by providing a simple, portable, low-cost way for workers to invest in their futures. 

  • You contribute to a Roth Individual Retirement Account (IRA) that belongs to you.
  • Participation is completely voluntary: you can opt out or opt in at any time.
  • You can stick with the standard options for savings rates and investments, or you can choose your own.
  • You keep your account even if you change jobs.
  • Your savings rate will automatically increase by 1% each year until your savings rate reaches 8%, unless you choose otherwise.

Getting started through your employer

Once your employer registers and adds you to CalSavers, you’ll receive a notification when it’s time to take action. You can choose one of the following three options:

Do nothing

If you do nothing, after 30 days you will be automatically enrolled with the standard savings and investment options.

Customize account setup

You can choose to customize your savings choices, leave the standard options in place, and add beneficiaries.

Opt out

You can opt out at any time online, by calling the Client Service Team, or by mailing in a form. If you change your mind, you can opt back in at any time through the same methods.

Setting up your retirement savings account

For more detailed information about your CalSavers account, go to the Program Details page. You can review how to take action on the options above, including how to customize your savings rate and change your investment choices.

How much is enough?

Our Retirement Calculator lets you see how CalSavers can fit your budget and what it could mean for your retirement savings.

Go to Calculator

Have questions?

We can answer any questions you have about the CalSavers program.

You can contact us by email at clientservices@calsavers.com or call us at (855) 650-6918.

Please note: We will not be able to discuss some details of your account through email due to security concerns.