This retirement calculator is based on Roth IRAs and their contribution limits.
The savings rate and retirement age shown are either suggestions to get you started or are based on information you provided. They are not intended as savings advice. These settings may or may not be appropriate for you based on your specific situation and goals. To help you decide if you have enough saved for retirement, you should consider your assets, income, investments, and retirement savings.
We don't provide legal, financial, or tax advice — we leave that to the experts. The Simple Retirement Calculator provides an estimate of your retirement needs based on information that you provide and assumptions in the tool (listed below). But it's just an estimate ‐ you should not rely on it as an accurate predictor of the future, and it's not a guarantee.
The Simple Retirement Calculator automatically uses these assumptions unless you modify them:
Results are hypothetical and do not represent the current or future performance of any specific investment. All investing has risk, including the possible loss of money you invest. You can use these estimates to start a conversation with a qualified financial professional.