COVID-19 Message: We are here for you.
We are here to support you throughout this difficult time. To learn how we are responding to the COVID-19 pandemic, read our message to savers and employers.
We want you to be able to make informed decisions when investing your hard-earned money so it can steadily grow over time.
CalSavers offers a range of investment options, from aggressive investments seeking higher returns to conservative investment options that seek to protect the principal. When you invest in CalSavers, you get access to high quality mutual funds and other investment options, the value of which will vary with market conditions.
Your initial contributions
Unless you select another option, your first $1,000 in contributions will be invested in the CalSavers Money Market Fund and subsequent contributions will be invested in a target retirement date fund based on your age. You can decide at any time whether to keep your investment in this fund or choose from a simple menu of other investment options.
All investing is subject to risk, including the possible loss of the money you contribute through your payroll deductions. You should consult a tax or financial advisor if you have questions related to taxes or investments.